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Finding a health insurance plan that’s right for you

Choosing a health plan can be complicated and confusing. You should consider your medical and financial needs – from coverage options to monthly premiums, to co-payments and deductibles. Also, take into account your family situation, your family’s anticipated health care needs and available plan options. This is the time to assess your needs and identify […]

What to Know About Medicare Open Enrollment

When’s the Medicare Open Enrollment Period? Every year, Medicare’s open enrollment period is October 15 – December 7. If you have Medicare Advantage, you can also switch to Original Medicare. To get Medicare drug coverage, you must join a stand-alone Part D plan at this time. What’s the Medicare Open Enrollment Period? Medicare health and […]

Open Enrollment for Your Health Insurance is Just Around the Corner!

Is your calendar full of reminders of when bill payments are due, time to renew subscriptions, sign up for special events? Well, what about signing up for your health insurance? Life is One Big Due Date Who likes missing registration deadlines? Open enrollment for health care insurance is basically the same idea. We all know […]

How to Get the Most Out of Your Appointment with Your Doctor

The average doctor’s visit takes about 20 minutes. Granted, that doesn’t include your wait time or the doctor’s time spent reviewing your charts. But, once the doctor enters the exam room for your one-on-one, the time can fly by, so it helps to come prepared. After all, the best way to get the most out […]

Tips for shaping up your finances

It’s easy for us to focus on our health and fitness because we can see the results of taking care of  ourselves and working out on a regular basis. It also easy to achieve the same results with your financial fitness by following some of the advice you receive for getting into shape. Here are […]

What to consider when buying a bike

Before you even enter a bike store you need to consider why you want to buy a bike, where you’re going to ride and your level of experience. The more you know about what kind of riding you want to do, the easier it will be to work with your local bike store to select […]

Clarifying Health care terms: What is an out-of-pocket maximum?

We all know that health care terms can get very confusing. One such term is out-of-pocket maximum (OOPM). Once you understand what it means you also need to understand how it affects you and your family, and the health plan you choose. Out-of-pocket maximum or OOPM means Your expenses for medical care that aren’t reimbursed […]

Getting ready for an overseas trip

It’s that time of year – when everyone takes off for their vacations.  Some places you may have visited before, while others will be adventures to exotic places. If you are planning an overseas trip here are some thing consider to prepare for a safe, enjoyable trip. Be Aware of Any Travel Alerts and Warnings […]

What to consider when buying long-term care insurance

When to  buy your policy: The older you are, the more expensive the coverage. Buying coverage in your 50’s is definitely cheaper than buying it when you are 65 or older  The duration of your coverage:  Think about how long you want your long-term-care insurance to last following a medical event. Some plans offer unlimited coverage, […]

Is Cancer Insurance Right For You?

Cancer insurance was created in response to the increasing rate of cancer diagnoses worldwide and is designed to help reduce the cost of cancer care. But, is it right for you? What is Cancer Insurance? Cancer insurance is a type of supplemental insurance policy that helps reduce the cost of cancer treatment. It doesn’t replace […]

How to Choose Running Shoes

Most running shoes feel comfortable when you’re standing in a shoe store. But, you will only know you made the right choice after several miles into your run. You’ll soon realize that the best shoe for you has more to do with your running style and the shape of your foot than it does with […]

Five tips for saving in Car Insurance for Teen Drivers

The day has finally come. Your teen is about to get his or her driver’s license. This is a day of dread and a day of glee. You will no longer need to be the chauffeur for your child but your child is now going to get access to the family car or maybe a […]

Don’t Let Gaps in Your Insurance Coverage Put You at Financial Risk

Buying insurance is about avoiding risk. We all know we need health insurance to cover some of the cost of healthcare. Homeowners insurance or renters insurance assume the risk of loss in case your home is damaged or destroyed. But, have you really taken all aspects of your family and life into account. Here are […]

Are You Ready to File Your Taxes?

Tax season is here and the big questions is, “Will you be ready to file your taxes on or before April 15?” Here are some pointers to consider to help you get ready. First off, have you located all of your necessary paperwork such as W-2 forms, 1099’s Social Security information Receipts and last year’s […]

Planning for Summer Starts Now!

In some places the snow has reached record levels and isn’t going anywhere, anytime soon. In other places, the cold is hanging on and the rain is coming in waves. Yet, believe it or not, now is the time to make your summer camp plans for your kids, before all the programs fill up! What […]